Making Your Farm More Resilient: Practical Ways to Spread Risk

Oct 22, 2025 | Farm Business, Farm Business Planning, Management

By: Leah Maertens

To be published by Dakota Farmer at farmprogress.com

Farming in North Dakota isn’t for the faint of heart. Between the unpredictable weather, shifting markets, and ever-changing challenges, it can feel like you’re constantly bracing for the next curveball. That’s why diversifying your risk isn’t just a good idea—it’s a smart strategy to help your farm stay strong no matter what comes your way.

Mix It Up: Planting a Variety of Crops

One of the most straightforward ways to spread your risk is by planting more than one crop. Instead of putting all your eggs in one basket with, say, just wheat or soybeans, consider rotating in canola, corn, or even specialty crops. If one crop has a bad year—whether it’s due to pests, prices, or weather—you’ve got others that might perform better.

Plus, diverse crop rotations do more than protect your income. They help break up pest and disease cycles, reduce the need for chemicals, and improve soil health over time. And in a state like North Dakota, where a single season can bring both drought and flooding, having a variety of crops in the ground gives you a better shot at coming out ahead.

Get Smart with Your Marketing

Marketing can be a rollercoaster. Prices go up, prices go down, and sometimes it feels like you’re just along for the ride. But there are ways to take more control. Tools like forward contracts, hedging, and even looking into value-added or niche markets can help you lock in prices and reduce uncertainty.

Think about selling through more than one channel—maybe local markets, cooperatives, or direct-to-consumer options. The more ways you can sell your product, the less you’re relying on one market to carry your whole operation. And when you line up your marketing strategy with your crop diversity, it’s a win-win: you’re better prepared for both market swings and tough growing seasons.

Farming Practices That Help You Weather the Storm

It’s not just what you grow—it’s how you grow it that can make a big difference. Practices like no-till farming, cover crops, crop rotation, and integrating livestock can help your soil hold moisture, reduce erosion, and bounce back after tough weather.

These approaches also help cut back on inputs like synthetic fertilizers and herbicides, which can be expensive and unpredictable in price. And as a bonus, you’ll see improvements in soil health and biodiversity, both of which make your farm stronger and more sustainable in the long run.

The Big Picture: Building a More Resilient Operation

At the end of the day, diversifying risk isn’t about doing one big thing—it’s about doing a lot of smart, smaller things that add up. By mixing up your crops, selling in different ways, and adopting sustainable practices, you’re not just protecting yourself from a bad year—you’re setting yourself up for long-term success.

North Dakota farmers know how quickly things can change. With a flexible, diversified approach, you can ride out the storms—both literal and financial—and keep your operation thriving, season after season.

Maertens is a North Dakota Farm Management Education Program instructor at North Dakota State College of Science and writes from Wahpeton.  The North Dakota Farm Management Education Program provides lifelong learning opportunities in economic and financial management for persons involved in the farming and ranching business. Visit ndfarmmanagement.com, Facebook @NDFarmManagementEducation, or contact Madison Bodine, State Supervisor for Farm Management Education, at mbodine@nd.gov or 701-328-4567 for more information. The ND Farm Management Education Program is sponsored by the North Dakota Department of Agriculture.

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